SUREFIRE EMPIRE
Blog
Short education notes for New Zealand and Australia. Not personalised financial advice.
10 September 2026
A default KiwiSaver fund is not a plan
A default fund is a starting point so contributions had somewhere to go. Years later, many people still cannot name the provider, the fund, or the fee.
Read →8 September 2026
If you cannot name your KiwiSaver fee, you are not set-and-forget
Ongoing fund fees come off the balance. They do not arrive as a bill. That is why they are easy to ignore — and expensive to misunderstand.
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